This value is required to continue.
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We cannot authorize a loan based on your information, because your FICO score is less than the minimum required ({{MinCreditScore}}). Please update your FICO score, or contact us at info@vpcapitallending.com
We cannot authorize a loan based on your information, because your purchase price is less than the minimum required ({{MinPurchasePrice:Decimal;C0}}). Please update your purchase price, or contact us at support@vpcapitallending.com
Sorry, based on your information you are not eligible for any loans. Please update your purchase price, or contact us at support@vpcapitallending.com
We are unable to authorize a loan based on the information you have provided because your property's purchase price exceeds 300% of the area's Median Home Value. Please update your purchase price or contact us for a custom loan at support@vpcapitallending.com.
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Your email address will be your login to access your dashboard.
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Estimated FICO Score
{{QualifyingFICOScore:Integer}}
Property Type
{{PropertyType}}
Prop. Owned > 6 Months
{{OwnedProperty}}
Refinance
{{Refinance}}
Unit Count
{{UnitCount}}
{{PurchasePriceLabel}}
{{PurchaseAsIsCombined:Decimal;C0}}
Please enter a loan amount between calculated amounts.
You qualify for a loan between {{MinLoanAmount:Decimal;C0}} to {{SuggestedMaxLoanAmount:Decimal;C0}}.
Requested Rehab Amount
{{ReqRehabAmount:Decimal;C0}}
You cannot enter an amount above the initial rehab budget.
Based on your provided information, you’ve qualified for the following options:
Lowest Rate
Loan Term | Rate | Est. Monthly Payment |
12 Months | {{Rate12:Decimal;P2}} | {{Payment12:Decimal;C2}} |
Loan Term | Rate | Est. Monthly Payment |
15 Months | {{Rate15:Decimal;P2}} | {{Payment15:Decimal;C2}} |
Loan Term | Rate | Est. Monthly Payment |
18 Months | {{Rate18:Decimal;P2}} | {{Payment18:Decimal;C2}} |
Need a custom loan amount? Call 1 (803) 485-1080
Your loan amount is an estimate and may be subject to change. Both the property and the borrower are subject to underwriting requirements. The amount does not include third party settlement costs that may be required to close your loan. For more details on these potential costs, please contact your settlement agent.
This will give you the most accurate rate and leverage possibilities in the following loan terms.
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Loan Terms
Total Loan Amount
{{MaxLoanAmount:Integer;C0}}
{{LoanAmountLabel}}
{{InitialAdvance:Integer;C0}}
Rehab Budget (Lender Funded)
{{RehabAmountFunded:Integer;C0}}
Est. Monthly Payment
{{TotalMonthlyIOPMT:Decimal;C2}}
Estimated Closing Costs
Down Payment
{{DownPayment:Integer;C0}}
Origination Fee
{{OriginationLender:Integer;C0}}
Legal Doc Fees
{{LegalDocFees:Integer;C0}}
Underwriting Fee
{{UnderwritingFee:Integer;C0}}
Processing Fee
{{ProcessingFee:Integer;C0}}
Total Estimated Closing Costs
{{TotalCloseCash:Integer;C0}}
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Need a custom loan amount? Call 1 (803) 485-1080
Your loan amount is an estimate and may be subject to change. Both the property and the borrower are subject to underwriting requirements. The amount does not include third party settlement costs that may be required to close your loan. For more details on these potential costs, please contact your settlement agent.
Estimated FICO Score
{{LTR_FICO:Integer}}
Date the property was acquired?
{{LTR_WhatDateDidYouAcquireTheProperty:DateTime;d}}
Property Type
{{LTR_PropertyType}}
{{LTR_PurchasePriceLabel}}
{{LTR_PurchaseEstimatedHomeCombined:Decimal;C0}}
Remaining Mortgage
{{LTR_RemainingMortgage:Decimal;C0}}
Est. Monthly Rental Income
{{LTR_EstMonthlyRentalIncome:Decimal;C0}}
Est. Annual Property Taxes
{{LTR_EstAnnualPropertyTaxes:Decimal;C0}}
Est. Annual Property Insurance
{{LTR_EstAnnualPropertyInsurance:Decimal;C0}}
Est. Annual HOA Fee
{{LTR_EstAnnualHOAFee:Decimal;C0}}
Please enter a loan amount between calculated amounts.
You qualify for a loan between {{LTR_MinLoanAmount:Decimal;C0}} to {{LTR_MaxLoanAmount:Decimal;C0}}.
Based on your provided information, you’ve qualified for the following options:
Lowest Rate
Rate Type | Rate | Est. Monthly Payment |
30 Year Fixed | {{LTR_Rate30:Decimal;P3}} | {{LTR_Payment30:Decimal;C2}} |
Rate Type | Rate | Est. Monthly Payment |
Interest-Only 30 Year Fixed | {{LTR_RateIO30:Decimal;P3}} | {{LTR_PaymentIO30:Decimal;C2}} |
Rate Type | Rate | Est. Monthly Payment |
Interest-Only 5/1 Adjustable | {{LTR_RateIO05:Decimal;P3}} | {{LTR_PaymentIO05:Decimal;C2}} |
Rate Type | Rate | Est. Monthly Payment |
Interest-Only 7/1 Adjustable | {{LTR_RateIO07:Decimal;P3}} | {{LTR_PaymentIO07:Decimal;C2}} |
Rate Type | Rate | Est. Monthly Payment |
Interest-Only 10/1 Adjustable | {{LTR_RateIO10:Decimal;P3}} | {{LTR_PaymentIO10:Decimal;C2}} |
Need a custom loan amount? Call 1 (803) 485-1080
Your loan amount is an estimate and may be subject to change. Both the property and the borrower are subject to underwriting requirements. The amount does not include third party settlement costs that may be required to close your loan. For more details on these potential costs, please contact your settlement agent.
This will give you the most accurate rate and leverage possibilities in the following loan terms.
{{State}}
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Loan Terms
Loan Amount
{{LTR_RequestedLoanAmount:Integer;C0}}
Est. Monthly Payment
{{LTR_EstMonthlyPayment:Decimal;C2}}
Estimated Closing Costs
Down Payment
{{LTR_DownPayment:Integer;C0}}
Origination Fee
{{LTR_Origination:Integer;C0}}
Legal Doc Fees
{{LTR_LegalDocFees:Integer;C0}}
Underwriting Fee
{{LTR_UnderwritingFee:Integer;C0}}
Processing Fee
{{LTR_ProcessingFee:Integer;C0}}
Total Estimated Closing Costs
{{LTR_TotalClosingCash:Integer;C0}}
{{GenericValidationMessage}}
Need a custom loan amount? Call 1 (803) 485-1080
Your loan amount is an estimate and may be subject to change. Both the property and the borrower are subject to underwriting requirements. The amount does not include third party settlement costs that may be required to close your loan. For more details on these potential costs, please contact your settlement agent.
Most borrowers can close and fund on the same day.
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Is User Existed?: {{IsUserExisted}}
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Username: {{Username1}}